In business since 1950, Convergent is one of Americas leading collections agencies. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Convergent Healthcare | LinkedIn We appreciate the opportunity to respond to your concerns. Companies across the United States contact us to help them recover debts. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. But like most debt collectors, it has a questionable reputation with its customers. If so, what's the best way to have them do this? When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. I was a month to month plan. Even if someone you speak to says no, try someone else or on another day. Bryan Sankey - Sprint Trainer - Convergent Outsourcing - ZoomInfo Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. IF they said yes, it would be deleted, confirm with them again after paying. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . Since I paid what I owed to Sprint how can they possibly own this debt? Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. I got the collection agency's name and with that emailed them for an account number. The letter needs to explain the reason for your late payment and why youre requesting removal. bureaus (they were only reporting to two). he said this was a bill collection agency. ". If you weren't paying on it then it went to collections. Do you owe Convergent Outsourcing money? They're worthless and cowardly, and I hope anyone reading this doesn't have to deal with these bottom feeders. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. If the collections debt is paid there would be nothing to put on the credit. You may find that it wont budge, even after you try the strategies above. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. For more information about reviews on ConsumerAffairs.com please visit our While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. I was stunned. They're trying to collect $2,200.39 of which I have no idea what this is. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. - Tell them you want to pay in full directly for your old bill. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. That's if they're reporting. But we can send a letter out showing settled. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. I was told I owed Cox communications 200 dollars from over 5 years ago. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. Maryland Residents: This agency is licensed as NMLS ID # 930053. I have not had business with Dish for over 3 years and left them with a $0 balance. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. @new_earthThank you for sharing. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. :'(. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Convergent Healthcare | 3,323 followers on LinkedIn. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Why do these companies have such power to impact your credit so easily. We understand that collections is often an emotional and overwhelming process. This is what I just went through. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Deletions are a courtesy and some do it. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Apparently it's some kind of credit card or something. If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample). REBUTTAL BOX After you submit your information, calls to your number will stop within 24 hours. Convergent Outsourcing does not accept payment in exchange for credit deletion. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. OC and CA are in no way required to delete. Please contact the moderators of this subreddit if you have any questions or concerns. It will pass in time. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? We believe in customer service and want to make it easy as possible for people to pay the debts they owe. It depends on how much they gave access to their system to Convergent. Some people have been lucky and it was deleted right away, though. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. I called sprint, who was very eager to accept a payment to confirm if this was true. This profile has not been claimed by the company. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. If someone knows please reply. 2 years later they are contacting me saying I owe them money. This piece of federal legislation prevents debt collectors from harassing customers to pay. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. I received a letter from Convergent saying sprint placed my account with their office for collection. How to deal with Convergent Outsourcing - Bills.com They are supposed to do that when it's paid. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. To obtain this information, its best to contact the applicable credit bureau instead. My tertiary goal is to pay as little as possible. I will keep you posted on how/if it gets reported this month and going forward. The phone number (mine) is unlisted, private. The debt collection process isnt perfect; reporting mistakes and lost information are common during the transfer of a debt from the original creditor to a debt collector. Press question mark to learn the rest of the keyboard shortcuts. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. All rights reserved. I paid them a lump sum to settle the account. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies. I have sent numerous validation letters and no response! Convergent Outsourcing can only contact you under the specifications of the FDCPA. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Why Ripoff Report will not release author information! North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. I called Dish to confirm this and they said they have no record of a debt. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Is Convergent Outsourcing a Scam? As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. Lots 81-82 Street C Dorado, PR 00646, Metro Office Park How to Tell if it's a Debt Collection Scam - ConvergentUSA So, now I'm not sure how to handle this. If so how did you proceed? If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. It was easy and if you've been harassed by them you need to do this. One of our team members will walk you through the payment process and answer any questions you may have. Press J to jump to the feed. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington More details on software and accessibility are available at WebAIM.org. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. Get buying tips about Debt Collection Agencies delivered to your inbox. They should be able to see whether there was or not and whether you need to deal with sprint. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. FAQ. I'm down to one last account, and would like some guidance on how to tackle it. If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. How to Remove Convergent Outsourcing from Your Credit Report This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Sprint sent account to collections, Convergent Outsourcing. Top 86 Reviews and Complaints about Convergent - ConsumerAffairs I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. I was able to settle account for $500, which is a victory as the original amount was $1083. geez that hurt but the future right? It's the only way to shut them down. strict standards for business conduct. They are so good at disguising themselves they even have an official looking form. The more complaints are filed by consumers, the more likely they will be investigated for fraud. I confirmed with T-Mobile that my account is 0. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Have anyone dealt with sprint/ convergent outsourcing in the past? The contact details for Convergent Outsourcing are: 800 SW 39th Street. No luck. If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. I don't believe that I owe what Sprint claims that I owe. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Work with Lemberg Law out of Wilton, CT. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. Wixom or Renton - there are three addresses on her Michigan or Washington, Convergent Outsourcing inc Pinnacle credit services asking me to pay a delinquent account with Verizon wireless i have had a Verizon service. I asked her if Convergent owned the debt. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. Look at all the reviews. Investigate this business and this Tom ** who could be a fake also. He confirmed that after paying CO, Sprint would delete the account from my CRs. I paid them today, now waiting to see what will happen. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. Convergent Outsourcing/Sprint Help - myFICO Forums - 6579365 Neither one is in the wrong legally. We also do not buy debts - the debt that you may owe is still owned by the original creditor. Need Help Clearing Up Convergent Outsourcing Collections - reddit I don't think however that once you have the debt paid (however you do it) you should worry about on your report. They said they didnt do that when clearly they did because it is listed as paid on my credit report. If you weren't paying on it then it went to collections. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Convergent Outsourcing Questions & Complaints Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business General statment of, "according to sprints policy we cannot delete it. Convergent Outsourcing does not accept payment in exchange for credit deletion. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Convergent Outsourcing is not a scam. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. Further information is available in our FICO Data Privacy Policy. Some dont. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Work out a payment plan. They are billing me for something I've never had from them. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. This company is horrible. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Many factors affect your FICO Scores and the interest rates you may receive. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. Do I handle the debt through Convergent? Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Check your credit report 30 days after you make your first payment. If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. Quick question! How did you get in contact with them i need to pay something off but cant reach them. The records of Verizon Wireless show that your balance of $38.63 is due in full. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. FTC's website on credit. We have been in business since 1950 and are a longtime member of ACA International. Arm yourself with this knowledge so you can negotiate with Convergent Outsourcing, or any other debt collector, confidently. I ended up paying the entire balance through sprint in order to get account removed. (Sales might work too, you just want someone who can take your payment). Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. - Wait a few days, it most likely won't be deleted even if they said it would. Hiding negative complaints is only a Band-Aid. Sprint cannot make exceptions to this policy. Just updating my progress with Convergent. All rights reserved. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. Convergent Outsourcing is a legitimate debt collection company. FTC's website on credit. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. I need some advice on how to proceed with this collection account. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. Corporate Advocacy Program: How to repair your business reputation. Many companies featured on Money advertise with us. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). Can see right through this one. Somehow before I did they bought the debt and are reporting it. I got a letter stating I owed monies to Sprint. Payment FAQs How do I find my account number? For example, you may have a baby on the way or want to apply for a mortgage. also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. How do I get them to delete their reporting. - You can ask them if you pay in full right now, will they delete the Convergent collection. Bryan Sankey's Phone Number and Email Last Update. She will most likely say she will check with another department and get back to you. I also called convergent and they only collecting on sprint behalf. Since they were on leases that left me on the hook for around $1400. Maryland Residents: This agency is licensed as NMLS ID # 930053. If this is the case, consider contacting a professional credit repair company. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. Be the first one to find this review helpful. They stop taking the money out of my account and listed it as a paid debt on my credit report. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. I had an unpaid bill with Sprint that was sent to Convergent Outsourcing. And that my Identy had been stolen last year. Within 48 hours it was on my credit report dropping me almost 20 points. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Many factors affect your FICO Scores and the interest rates you may receive. My secondary goal is to get this removed ASAP. So I paid them 2 payment Dec. And Jan they took out of my banking acc. Offers may be subject to change without notice. If a CA buys a debt they can report as if they were the OC. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Renton Washington, Convergent Outsourcing , Inc Galaxy Asset Purchasing , LLC I recieved a bill past due in the amount of $4,505.44. R-1234567). I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. Like it or not. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. . I would discuss with them there was no contract. Maybe a pay for delete will help me save some money. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Learn more. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. Sorry to hear. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Convergent is required to password lock receipts due to housing sensitive information.

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