Petal Visa Credit Card is issued by WebBank, Member FDIC. Petal Visa Card is aimed at helping people responsibly manage their money and credit. I was interested in this card due to the promotion of building credit. The Petal Visa Credit Card is now known as the Petal® 2 "Cash Back, No Fees" Visa® Credit Card. Petal connects to your bank accounts to get a sense of your digital financial record for approval purposes (an interesting approach we’ve seen in other segments of the credit card market). The bonus may not be available for existing or previous accountholders. Build credit alongside tens of thousands of Petal Card members. We eliminated fees and built tools to help you pay less interest. High credit limits: Petal offers credit limits of $500 to $5,000 for the Petal® 1 "No Annual Fee" Visa® Credit Card. I only have one other credit card and thought that would be a good addition to bolster my credit. If you had spent $500 on a cash back credit card with 1% rewards that had an average APR, and only paid the minimum payment of $15 when the bill was due, then the interest you pay for that month could be $8. Visit the Petal® 1 "No Annual Fee" Visa® Credit Card website. The Petal 1 “No Annual Fee” Visa Credit Card is a decent low-cost choice if you’re dead set on an unsecured card and your credit score doesn’t reflect the best financial habits yet. Apply With No Credit History – Petal Card Application. Meanwhile, the old Petal Card has been rebranded the Petal 2 “Cash Back, No Fees” Visa Credit Card, serving as the traditional no-fee rewards option for those with good or no credit. With $0 fees across the board, rewards equal to 1 - 1.5% cash back on all purchases, and monthly credit-bureau reporting, the Petal 2 Visa Card has all the ingredients needed to grow a good credit … Capital One offers a wide range of credit cards that aim to meet anyone's finical needs. The Petal 1 Credit Card’s interest rate is variable aprs between 19.99 - 29.49 . With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. Rates may vary among applicants, however the lowest standard APR is 19.99%* (Variable)*. By featuring rewards and having no fees, it’s worth considering when you want to earn cash back as you build credit. The OpenSky Secured Card is the easiest credit card to get because applicants don’t have to pass a credit check. The new Petal 1 “No Annual Fee” Visa Credit Card gives those with poor credit a chance to rebuild their credit score for no annual fee. Best Cash Back Credit … Foreign transaction up to 1% of each transaction in U.S. dollars. One of the biggest benefits of the Petal card application is that it doesn’t require a credit history. It is also notable that the card does not come with any fees at all, other than your respective APR rate. Click on "compare" to receive details related to the chosen cards. This is a card you can apply for even if you do not have a credit history, or if you have an existing fair to good credit score around 670. A good credit card can help you buy important goods and services, build up your credit score or offer some nice rewards. However, they weigh more than your credit scores with the Petal card … Don’t worry—we’re working on giving customers the chance to apply again in the future, so check back for updates! Visit their website to apply for an invitation. The Petal ® 1 "No Annual Fee" Visa ® Credit Card is Petal's latest card offering, issued by WebBank, Member FDIC, and it's designed for people who have complicated credit histories Unlike a secured card, you don't have to send a security deposit and can still get a decent credit limit. The Petal® Visa® Credit Card doesn't require credit scores or security deposits. Petal ® 1 "No Annual Fee" Visa ® Credit Card. Find the card that’s right for you and apply online. Filter by rewards, rates and fees, credit level and more. Navigate to a category that fits your personal interests - and see credit card offers that you may be interested in. More From Money: Best Bad Credit Credit Cards of 2020. All credit cards are subject to approval. Credit Card Details. Please refer to the application or issuer's website if you would like more information on each credit card. Petal® 1 "No Annual Fee" Visa® Credit Card Quick Summary: This card is intended for consumers, or "personal use" with a fair credit history. It has no annual fee and you can get approved for a credit limit between $500 - $5,000. Petal 1 Visa® vs. OpenSky® Secured Visa® Credit Card. Variable APRs 12.99% - 26.99%. For example, if you apply for a Petal 2 card and are declined, you cannot apply for a Petal 1 card. If you’ve already applied for a Petal card and have been declined, you can’t reapply to get another Petal card right now. 7 Tips for Paying off Your Credit Card Debt. With Apple Card, we completely reinvented the credit card. Petal® 2 Visa® Credit Card The Petal 2 Credit Card is the easiest credit card to get with no annual fee and rewards. Cardholders earn at least 1 - 1.5% cash back on all purchases. For a little background, the Petal Card is aimed at helping people build and repair their credit. There are no guarantees for approval or offers when applying for a credit card. The Petal® 2 Visa® Credit Card is one of the best starter credit cards available to people with limited or no credit. Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit. I filled out the pre-approval application in February of 2020 and got a letter in the mail to apply for the card in July of 2020. The Petal 2 Visa card is an excellent starter card for those who have no credit history. Cash advance either $5 or 2.5% of the amount of each cash advance, whichever is greater. See our current APR ranges at https://www.petalcard.com PETAL 2 is our most advanced card yet. The Petal 1 "No Annual Fee" Visa Credit Card helps you build credit and earn 2% to10% cash back from select merchants. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. Petal Card was created to help the "credit invisible" build credit with an affordable, transparent, user-friendly credit card, and in that regard, it's shaping up to be the best solution yet. Compare credit cards from Capital One. Here are more details about this card. Capital One Platinum Credit Card : This relatively featureless unsecured card is designed for individuals with limited credit, but there’s a chance you may be approved even with no credit. But again, if your credit is in really poor shape, you might be more likely to get approved for the Petal 1 card. Please see our Credit Card Account Agreement for other terms and conditions. However, credit score alone does not guarantee or imply approval for any credit card offer. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. The Petal Visa is a unique card for those with average credit. Conclusion: Applying for a Petal credit card is a great solution for those stuck in a catch-22 position where they are unable to build up their score thanks to … 14. Has some fees. Who is the Petal Visa Card … $0 Annual Fee; 2% – 10% cash back from select merchants; $500 – $5,000 credit limits; Variable APRs 19.99 – 29.49% APR; No annual or international transaction fees. Entering your code activates the terms of your pre-approved offer. The Petal® 1 “No Annual Fee” Visa® Credit Card is an excellent choice for consumers with average credit, those who’ve never had a credit card before, and those in the midst of rebuilding credit. ... choose the best one that fits you and apply. You do have to be a citizen of the United States with a social security number. While the Petal 2 Credit Card doesn’t have any fees, the Petal 1 Credit Card does. In a credit card. While the credit card initially comes with a 1% cash back program on eligible purchases, you increase this to 1.25% and 1.5% when you make 6 and 12 on-time monthly payments, respectively. $500 - $10,000 credit limits. Fill in the application form. 1 Advanced technologies like Face ID, Touch ID, and Apple Pay give you a new level of privacy and security. Not much has changed in terms of its features: The Petal 2 still carries no fees and offers 1… Apply … 1. View Credit Card Account Agreements Late and returned payment fees may apply; Build credit alongside tens of thousands of Petal Card members Before you apply for your credit card, it can be a good idea to take some time and find one that's best for you. Once you have decided on a particular credit card, click "Apply Now" to view the credit card offer at the official card issuer website. Petal has launched a brand-new card today as well as refreshed their existing offering. How to apply for Petal® 1 "No Annual Fee" Visa® Credit Card. ***Other fees apply. Petal® 2 Cash Back, No Fees Visa® Card : Petal explores your “full financial picture” to determine whether applicants qualify. Card offers with a cash or miles rewards bonus are available by clicking the "Apply Now" button on this page, and may not be available if you navigate away from or close this page. You’ll incur a late fee of up to $29 the first time you pay late, and up to $40 for the next time you pay late. 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